New Est New Rec Seeking Alpha Finchat Morningstar Value Line Wall Street Journal QuickFS Stock Rover Alpha Spread FinanceCharts
Current Value
Goal
Buy
Dividends
Return
Total Gain
Pct of Portfolio
Reported
Reviewed
Current Price
Average Paid
UNH UnitedHealth Group Incorp
1-16-25
5-5-24
520.29
Quality
Quality
Story
Predictability
1 Year Total Return
7.62
3 Year Total Return
9.91
10 Year Total Return
24
Years
1
2
3
4
5
6
7
8
9
10
Revenue CAGR
15
14
13
11
10
11
10
11
12
12
Eps Cagr (F) 10
-16
-2
4
6
7
9
11
13
15
14
Eps 10 Yr 80%
-16
13
17
13
12
17
28
26
30
8
Eps 20 Yr 70%
4
4
12
12
30
9
-15
17
20
25
1Year Div Growth
13.33
3Year Div Growth
14.18
5Year Div Growth
15.42
10Year Div Growth
20.35
Dividend Yield
1.61
Dividend Yield with Buy Backs
3.39
5 Year Average Dividend Yield
1.39
5 Year YOC
2.99
Payout
36%
Moat
Beta
-0.1
ROIC Now
11.0
ROIC Times Growth
113
Share Count CAGR
-0.34
Analyst Recommendations
4.2
Credit Rating
A+
Debt to Ebitda
1.0
Debt to Capital
0.44
Nicholas Ward
2023-12-30
EARNINGS REPORTED
1-16-2025
Ignore
MS
PE15
Avg PE
Avg Yield
Flags
Watch
Hold Buys
Hold Automated
Margin of Safety
-40
-35
-30
-25
-20
-15
-10
-5
0
5
10
15
20
25
-10
-5
0
5
10
15
20
25
30
35
40
45
50
55 *
ROIC PE Actual
A
B
C
D
F
X
ROIC PE Value
A
B
C
D
F
X
Growth: 10.3 ROIC: 11.0 Trailing PE: 33.3 Forward PE: 17.2
Gro
4%
8%
10%
12% *
14%
16%
18%
20%
22%
24%
26%
28%
30%
32%
34%
36%
38%
40%
>40
<3
3%
12.5
12.9
13.3
13.8
14.3
14.4
14.5
14.7
14.9
15.1
15.3
15.5
15.7
15.9
16.1
16.3
16.5
4%
7.1
12.5
13.1
13.8
14.5
15.2
15.4
15.6
15.8
16.1
16.3
16.6
16.8
17.1
17.3
17.6
17.8
18.1
5%
12.5
13.4
14.3
15.2
16.1
16.4
16.7
17.0
17.3
17.6
17.9
18.2
18.5
18.8
19.1
19.4
19.7
6%
3.3
12.5
13.6
14.8
15.9
17.1
17.4
17.8
18.2
18.6
19.0
19.4
19.8
20.2
20.6
21.0
21.4
21.8
7%
12.5
13.9
15.3
16.7
18.2
18.7
19.2
19.7
20.2
20.7
21.2
21.7
22.2
22.7
23.2
23.7
24.2
8%
0
12.5
14.2
15.9
17.6
19.4
20.0
20.6
21.2
21.8
22.4
23.0
23.6
24.2
24.8
25.4
26.0
26.6
9%
0
12.5
14.5
16.6
18.7
20.9
21.6
22.3
23.0
23.7
24.4
25.1
25.8
26.5
27.2
27.9
28.6
29.3
10% *
0
12.5
14.9
17.4
19.9
22.4
23.2
24.0
24.8
25.7
26.5
27.4
28.2
29.1
29.9
30.8
31.6
32.5
11%
12.5
15.3
18.2
21.0
23.9
24.8
25.7
26.7
27.7
28.7
29.7
30.7
31.7
32.7
33.7
34.7
35.7
12%
12.5
15.7
18.9
22.1
25.4
26.4
27.4
28.5
29.6
30.7
31.8
32.9
34.0
35.1
36.2
37.3
38.4
13%
12.5
16.1
19.8
23.2
26.9
28.0
29.1
30.3
31.5
32.7
33.9
35.1
36.3
37.5
38.8
39.9
41.1
14%
12.5
16.5
20.7
24.3
28.4
29.6
30.8
32.1
33.4
34.7
36.0
37.3
38.6
39.9
41.4
42.5
43.8
15%
12.5
16.9
21.6
25.4
29.9
31.2
32.5
33.9
35.3
36.7
38.1
39.5
40.9
42.3
44.0
45.1
46.5
16%
12.5
17.3
22.5
26.5
31.4
32.8
34.2
35.7
37.2
38.7
40.2
41.7
43.2
44.7
46.6
47.7
49.2
17%
12.5
17.7
23.4
27.6
32.9
34.4
35.9
37.5
39.1
40.7
42.3
43.9
45.5
47.1
49.2
50.3
51.9
18%
12.5
18.1
24.3
28.7
34.4
36.0
37.6
39.3
41.0
42.7
44.4
46.1
47.8
49.5
51.8
52.9
54.6
>18
Code
A
B
C
D
F
P
S
X
Moat
Wide
Narrow
None
Credit Rating
AAA
AA+
AA
AA-
A+
A
A-
No debt
BBB+
BBB
BBB-
< BBB
None
VL Safety
1
2
3
4
5
None
VL Strength
A++
A+
A
B++
B+
B
<B
None
Dividend
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
None
Safety Score
Exchange
Price
Price
MS Stars
DAY
0.11
1W
509.99
4.26
0.84
2W
500.13
14.12
2.82
4W
549.62
-35.37
-6.44
8W
615.81
-101.56
-16.49
12W
598.05
-83.80
-14.01
26W
488.01
26.24
5.38
52W
537.38
-23.13
-4.30
Target
-5%
Morningstar Target
-5%
Analyst Target
-18%
Dividend Radar Fair Value
0%
Trailing PE
33
Forward PE
17
Vs. 5 Year P/E (50%)
150
Vs. 5 Year Dividend Yield
95
Expected PE based on ROIC and Growth
Dip
-3
52 Week Low
436
52 Week High
631
X
With 0% Margin of Safety
550.00
-29.71
-5.40%
My Fair Value
550.00
-29.71
-5.40%
Analyst Target
635.85
-115.56
-18.17%
Average Value
554.33
-34.04
-6.14%
+ Morningstar Value
550.00
-29.71
-5.40%
- PE 15 Value
234.15
286.14
122.20%
- Average PE Value
0.00
0.00
0.00%
- Avg Yield Value
604.32
-84.03
-13.90%
- Div Radar Value
520.29
0.00
0.00%
+ Nicholas Ward 2023-09 X
504.00
16.29
3.23%
+ Dividend Talks 2024-01 X
609.00
-88.71
-14.57%